How to Prevent Identity Theft

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How to Prevent Identity Theft

Identity theft is when a thief steals another person's identity for the purpose of using it to obtain financial resources or to commit a crime under an assumed name. Credit card fraud is the most common type of identity theft.

How Identity Thieves Work

* Gleaning information from a person's trash or stealing their mail.

* Gaining data from thrown away computers or files.

* Locating information from public records, government websites or registries.

* From thieving wallets or handbags containing personal information.

* Using a card reader to "skim" a credit card and remove the information that is on the magnetic strip of the card.

* Stealing information from a computer via the internet.

* Pretending to be an employee of a trusted agency and asking for personal data.

* From social network sites as MySpace and Facebook to obtain information.

Preventing Identity Theft

There are several simple ways to help prevent identity theft.

* Use a shredder to destroy personal information that you are planning on throwing out.

* Don't reply to email asking for passwords or financial information, even if its appears they are from legitimate organizations.

* Keep your credit card in your sight when paying for bills to avoid someone taking the few seconds to put your card through a card reader in order to steal your credit card data.

* Do not give out personal information over the phone, no matter who they say they are.

Finally, a good way to ensure that your identity is never stolen is to join a identity theft protection company. These companies will monitor your personal information and credit data, notifying you about any suspicious behavior. Fees for such services begin at only a few dollars per week.

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