How to Protect Yourself from Identify Theft

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How to Protect Yourself from Identify Theft

Would you ever consider driving in rush hour with a blindfold on? If you do I'd like to know where you're driving please. Protecting yourself from identity theft is equally as important. Don't think just because you're educated or poor that it couldn't happen to you. It happens to people from all walks of life. According to The President's Identity Theft Task Force, there can be as many as 10 million victims of identity theft yearly. You can however, learn to protect yourself by using common sense and it won't cost you a thing.

Obtain You Credit Report

One of the best things you can do to protect yourself from identity theft is get an annual credit report. You are allowed to get three free credit reports a year from Equifax, TransUnion and Experian. You can find more information at AnnualCreditReport.com. In this way, you can find out as soon as possible if there are any questionable transactions on any of your accounts, or if someone is trying to take a loan out in your name! The sooner you can spot the work of an identity thief, the sooner you can get things sorted out.

Also, keep track of your monthly bank or credit card statements. They will also show any questionable transactions and protect you from identity theft.

Stay Alert

Your driver's license, Social Security card and laptop are as valuable as any cash you might have to someone looking for information. Keep them with you at all times when you are not at home. Leaving them unattended even in a locked car is not an option.

Emails Seeking Information

If you get an email looking for personal information such as account numbers or passwords that you think may be from your bank, it's likely that it isn't really your bank emailing you but someone looking to gather information. These emails can be made to look as realistic as needed in order to seem legitimate. The best thing that you can do is not even respond to these messages. But if you happen to realize after the fact that you have replied to one of these sites mimicking another such as eBay, contact eBay immediately and change your password and freeze your account. Hopefully nothing will happen other than learning a valuable lesson in identity theft.

Article Source: http://articlenexus.com

Concerned about identity theft and other internet threats? Learn how to set up solid internet security so you don't get taken on the net. Get more helpful tips and information at www.securitymanor.com

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