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Andrew Regan's Articles in Personal Finance

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A Good Rapport with Banks: The Importance of Checking Your Credit Report The ongoing credit crunch has seen lenders seeking to make up for the unwise lending of recent years by curtailing their lending, and more importantly, closely monitoring the people whom they lend to. It’s important, then, to know your credit rating. Bingo: The History of Britain's Favourite Flutter Bingo has come a long way from its Italian roots to the cinemas and Bingo clubs of Britain and the world, and now the internet. Boom times ahead for savers! Although the credit crisis has brought misery for some borrowers, savers are finding that interest rates are holding steady or even improving. So, for those reliant on interest payments as their monthly income their situation is actually set to improve. Boss seeking to boost Abbey’s banking status The Abbey went through some tough times at the turn of the century, but following the appointment of a new chief in 2004 the organisation has not looked back, and is now setting its sights on stealing business from the 'Big Five' UK banks. Don’t let thieves steal your identity Identity theft can not only result in the ruination of your credit rating it can severely impact on your life as well; the onus will be upon you to repair the damage done, and that will take lots of time and effort. Men saving more than women Men are more likely than women to hoard money in a savings account - but there are still not enough people taking advantage of their ISA allowance. Money matters: living for today with one-eye on tomorrow A live-for-today attitude has led many people into debt with little or no savings in reserve in a crisis situation. Opening a savings account has never been easier, and putting away a little each month is all that it takes for a little peace of mind. Now’s the time to save money online Following the recent credit-crunch, consumers would be well-advised to look into opening high interest savings accounts in order to make the most of their money. Online savings for silver surfers Traditionally, it has always been the youngsters who have been quick on the uptake of new technology. With the internet though, an older generation of ‘silver surfers’ is catching up, thanks to the convenience of services such as internet banking. Simple Ways to Save For Your Future Life has a habit of throwing the unexpected at us, and it can be difficult to cope financially with large one-off expenses that you didn’t see coming. So where can you cut down your cost of living and start saving? The Importance of Making a Will No one likes to think about it, but it’s important to make sure we make provisions to ensure that when we die no one is left with any major problems. With-profits funds about to make comeback? After being largely ignored by mainstream savers in recent years, with-profits funds are threatening to make a comeback following much improved returns in 2007.

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